In it for the Short Term

My previous post introduced a case in which I have visually expressed a metaphor coming from the editor.

This time it was the other way around.

The editor came up with an idea and eventually elected to go with the one I’ve offered as an alternative.

I keep on enjoying myself.

And here’s a link to the article

In it for the Short Term

In it for the Short Term

2 roughs for shorter term jumbo loans

2 roughs for shorter term jumbo loans


In it for the Short Term AW

In it for the Short Term AW



A Five-Year Wait for a New Rate

sometimes, I am being asked to visually express the visual metaphor of an editor. This illustration is an example of such a case.

Nevertheless, I often come up with a counter suggestion for an idea. Sometimes it works, sometimes it doesn’t…

Still, I am always left with the challenge and the pleasure of creating a communicative image.

A Five-Year Wait for a New Rate

A Five-Year Wait for a New Rate

Adjustable-rate mortgage with a twist

Adjustable-rate mortgage with a twist

A Five-Year Wait for a New Rate rough 2 copy

A Five-Year Wait for a New Rate roughs

Guilt Complex: Why Leaving a Book Half-Read Is So Hard, or- Diagonal reading

Just googled myself, and found this illustration which I’ve forgotten to post.

so, her it is together with  the article. I call it Diagonal reading, Enjoy.

Why Leaving a Book Half-Read Is So Hard

Why Leaving a Book Half-Read Is So Hard

Until very recently, Michelle Ginder, a transportation planner in Seattle, forced herself to finish every book she cracked open. An avid reader, she says she felt “like a quitter” for giving up a novel halfway. Then, while plodding through John Sayles’s 2011 “A Moment in the Sun” and “still not knowing what it was about,” she made a conscious decision to put down the book. She moved on to something more gripping, reading the “Game of Thrones” series.

“It felt so good,” Ms. Ginder, 39, says. “There was so much guilt associated with quitting, but when I finally did it, it was liberating.”

In the age of the e-reader, dropping a book has never been easier: It doesn’t even require getting up to grab another off the shelf. But choosing to terminate a relationship with a book prematurely remains strangely agonizing, a decision fraught with guilt.

“It goes against how we’re built,” says Matthew Wilhelm, a clinical psychologist with Kaiser Permanente in Union City, Calif. “There is a tendency for us to perceive objects as ‘finished’ or ‘whole’ even though they may not be. This motivation is very powerful and helps to explain anxiety around unfinished activities.”

Diagonal reading

Diagonal reading

If you’re struggling to make it through the next chapter of “Cloud Atlas” or “The Corrections,” but feel fraught with guilt about abandoning your pursuit, you’re not alone. Heidi Mitchell joins Lunch Break with a look at the psychology behind why we feel so bad about not finishing a book. Photo: Getty Images.

The idea of stopping midway is stressful, but still, we do it. And even brag about it. Goodreads, an online community of readers that was recently bought by Amazon.comInc., AMZN +1.09% allows its 18 million members to rank the most initiated but unfinished books of all time; 7,300 members have voted. Top of the list: “Catch 22,” Joseph Heller’s American classic. Books in the “Lord of the Rings” series finished a close second.

Readers age 16 and older average 17 books a year, according to Pew Research Center data, with the median around 8. Ms. Ginder used to read an average amount. But using her new approach to reading, she says she is up to 31 books a year. She has about 10 books ready to begin on her shelf or Kindle at any time. When she drops one, she simply pulls up another in seconds.

diagonal reading 3 roughs

Diagonal reading 3 roughs

Diagonal reading

Kindle readers abandon books frequently, according to Ms. Ginder and other readers. Sara Nelson, editorial director of books and Kindle at, says she believes that e-readers have given voracious consumers not so much license to stop, but the ability to dip in and out of books, depending on their mood. “So while you might stop midstream, you can also very easily go back to the book later,” she says. She herself gives a book about 25 pages to enthrall her before putting it back on the digital shelf.

Leigh Haber, books editor at O, the Oprah Magazine, who suggests candidates to Oprah Winfrey for her consideration for the popular Oprah Book Club, says that while the obvious reasons for abandoning books are distraction and boredom, she attributes much of the behavior to a backlash against writing in which technique trumps storytelling.

Certain types of people are more likely to push through a book. Dr. Wilhelm theorizes that people with competitive, Type-A personalities might be more likely to abandon a book because they tend to be motivated by reward and punishment, and “if there are no consequences or public recognition, why finish?”

Conversely, he says more laid-back, Type-B personalities may never start a book they know they won’t finish. The more important motivator of finishing a book, says Dr. Wilhelm, is social pressure, which is why book clubs are so good at getting readers to the epilogue.

Librarians like Mary Wilkes Towner, an adjunct lecturer at the Graduate School of Library and Information Science at the University of Illinois, Urbana-Champaign, always gives readers permission to stop whenever they want, to disentangle the act from childhood associations of reading as a task. “I have found that people in their 30s, they feel guilted into finishing—just the same way that they were told to eat everything on their plate,” she says. “If you want to be culturally literate, skim. But we all have to give ourselves permission to quit.”

Choosing the right books lets people dramatically increase the number of books they can read in a lifetime, she says.

Some psychologists look at bailing on books on the spectrum of task persistence. Meena Dasari, a clinical assistant professor at New York University School of Medicine, works mostly with children in her private practice. She says that the ability to maintain a task even as any rewards and discontent fluctuate depends on what we attribute those feelings to. “If you say, ‘I’m not smart enough,’ then you’re likely to give up,” she says. “But if you say, ‘This is just a difficult book,’ you’re more likely to complete it.” Additionally, if your peer group or book club has finished the book, those outside forces can be powerful. “The time I finished the most books was when I was in a book club,” Dr. Dasari says.

That said, some books, notes Ms. Haber at the Oprah magazine, are insurmountably difficult.

“If you come to a book at the wrong time, it won’t connect,” she says. She started and stopped Jonathan Franzen’s “The Corrections” a few times before getting completely engrossed by it, and attributes her ability to finally finish the novel to trying it while on vacation. Reading it outside of her regular life, she says, gave the book new meaning.

“But there are also those magical books that you read differently at different points in your life,” she says, adding that a young woman might be swept away by the passion of “Anna Karenina.” A mother later in life might view the protagonist as selfish and irresponsible.

Publishers, says Ms. Haber, want readers to complete books so that they get hooked on the author and buy more of his work. But as a former book editor, she also understands the pressures on those inside the book industry to meet deadlines, and admits that many books need “more time in the nurturing process” of editing. When she gets to page 25 of a poorly edited book, Ms. Haber admits, even she will put it down. Like most of her friends and colleagues, she says she still feels guilty about it.

Corrections & Amplifications

Readers age 16 and older average 17 books a year, with the median eight per year, according to the Pew Research Center. A previous version of this story incorrectly reported the average was eight and the median 17. The observation of frequent book abandonment among Kindle readers, attributed to a sampling of readers, should not have been attributed to Sara Nelson, editorial director of books and Kindle at Goodreads is a community reading site. This story previously referred to it as GoodReads.


New Lenders for Real-Estate Investors

Wealthy home owners are again being tempted with attractive large-‘Jumbo’ borrowing propositions by new lenders.

let’s hope this journey will end well…

Jumbo's back

Jumbo’s back

Jumbo's back two roughs

Jumbo’s back two roughs

Jumbo's back AW

Jumbo’s back AW

Last week’s Shlomo Artzi’s – The Ice age

Shlomo Artzi-The Ice age

Shlomo Artzi-The Ice age

Last week’s column dealt with the exceptionally cold weather that hit Israel that brought along with it the rare phenomenon of snow!

One of the reasons for which I enjoy working on this weekly column, is for its moody nature.  Artzi writes in an associative, poetic style, which invites me to express my mood in parallel to his.

Shlomo Artzi-The Ice age - icon

Shlomo Artzi-The Ice age – icon

Sans titre

In the spirit of my previous post, I thought I might post this one.

Sans titre

Sans titre

Are other species the logical extension of the rights revolutions?

Us humans are all brought up to believe and understand the superiority of our race over all the rest.  Since Darwin’s observation, the nobility of our race was put under a degree of doubt. read more in  Michael Shermer’s Skeptic column in Scientific American.

The abolition of the nobility- Artwork

The abolition of the nobility- Artwork

The abolition of the nobility - Rough
The abolition of the nobility – Rough